Banking Reimagined. For You!
Welcome to FluxCreditUnion — where security, speed, and smarts come together in a banking experience that’s simple, human, and built for real life.
We are building the bank we want to see in the world.
Since 2014, we’ve worked tirelessly to serve as the financial foundation for the most innovative businesses. From our early days supporting local agricultural interests to our industry-leading financial services platform, we are a leading business banking, personal banking, and Banking-as-a-Service (BaaS) partner for builders and innovators.
We’ve worked for years to make this belief a reality... ...forging a unique blend of talent and culture that combines regulatory expertise with modern technology. Our new Partner Platform provides fintechs and other companies with a seamless, flexible, and secure foundation to create and scale new financial solutions tailored to their customers’ needs.
Trusted Security
At FluxCreditUnion, we believe your financial peace of mind starts with Trusted Security. It’s not just a feature—it’s a promise. We combine cutting-edge technology with member-first values to protect your accounts, your identity, and your future.
Fast Performance
We engineered every digital experience for speed, simplicity, and instant access. From account opening to mobile deposits, transfers to loan decisions—Fast Performance means you get what you need, when you need it, with no delays, no frustration, and no compromises.
Expert Support
We know that no algorithm can replace experience, empathy, or a knowledgeable voice on the other end of the line. That’s why Expert Support isn’t just customer service—it’s member advocacy. Whether you’re budgeting for your first home, recovering from fraud, or just need a quick answer, our team is trained, empowered, and ready to help—fast, friendly, and without the runaround.
Advanced Security Solutions
It reassures tech-savvy members, risk-conscious users, and everyday people who want to know their money and data are protected by cutting-edge, proactive defenses — not just basic safeguards.
Why you should bank with us!
FluxCreditUnion is a modern, member-first financial cooperative built for the way people live today — digital, dynamic, and demand-driven.
- Trusted Security
- Fast Performance
- Expert Support
- Fewer Fees
Testimonials
Don’t just tell people you’re different.
Let your members say it for you.
I used to dread opening my bank app. Between fees, confusing menus, and slow support, it felt like work. Then I found Flux. In 5 minutes, I opened my account. The app is clean, the tools are smart, and when I had a question, a real person answered in seconds. For the first time, I feel like my bank is on my side.
Lena K.
Member since 2023I switched from a big bank and actually look forward to checking my account now.
Jamal T.
Member since 2024I got an alert that a $200 charge was coming through from a merchant I didn’t recognize. I tapped ‘Freeze’ in the app, reported it, and within 30 minutes, a fraud specialist called me. They reversed it, issued a new card, and followed up the next day. That’s not just security — that’s care.
Anita R.,
New CustomerI needed a car loan fast. I applied on a Sunday night through the app. Got pre-approved in 90 seconds. By Monday morning, the funds were in my account. No branch visit. No paperwork. No stress. That’s what I call fast.
Carlos M.,
Auto Loan MemberI suggested a feature to pause subscriptions during travel. I didn’t think anyone would notice. Two months later, I got an email: ‘Thanks for the idea — it’s live!’ Now I use it every time I go on vacation. A bank actually listened to me? That’s rare.
Sofia R.
Travel Nurse & Beta TesterI never knew where my money went. Flux’s Spending Pulse™ shows me my habits in plain language. It even told me I was paying for two streaming services I forgot about. I canceled one and saved $15/month. Small win — big feeling.
Derek L.
College GraduateServices
Our tools don’t assume financial perfection — they support real humans.
What does Flux mean?
In a general sense, "flux" refers to a state of continuous change or flow. Something in flux is dynamic, unpredictable, and subject to variation.
In banking, navigating flux effectively is crucial for managing risk, capitalizing on opportunities, and providing excellent customer service.
🚀Faster access
Whether you're depositing a paycheck, sending funds to family, applying for a loan, or locking a lost card — Faster Access means you get what you need, when you need it. No delays. No outdated systems. No excuses.
🧾Fewer Fees
In a financial world where hidden charges, monthly penalties, and surprise fees erode trust, FluxCreditUnion can stand out by making Fewer Fees a core promise — not just a marketing line. Let’s position Fewer Fees as a bold, transparent, and member-first commitment that builds trust, loyalty, and real financial relief.
💡Real Innovation
we don’t do fake innovation.
🌟 Higher Satisfaction
While features attract attention, satisfaction builds loyalty. And in the world of banking — where frustration with hidden fees, slow service, and impersonal experiences is all too common — positioning Higher Satisfaction
🧠 Smarter Tools
We don’t overload you with data.
We deliver just-in-time insights — clear, calm, and useful.
🌈 Friendly Interface
Your innovative features, smart tools, and fast performance can only shine if your digital platform is intuitive, welcoming, and easy for everyone — from tech-savvy millennials to first-time app users.